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Ripple XRP Card

Spend your XRP instantly with ARC2D2
XRP transactions are lighting fast. We link a Visa/Mastercard to your account so you can spend it anywhere in the world!
Ripple XRP coin on black gravel background

Ripple Debit Card: Revolutionising Crypto Payments

The financial landscape is evolving, and so is the way we use money. At the forefront of this revolution is our Ripple Debit Card, a cutting-edge solution that bridges the gap between cryptocurrency and traditional spending. Designed to leverage Ripple’s blockchain technology, this card offers instant transactions, unparalleled convenience, and a seamless user experience.

1. Create an Account

Coming soon...

2. Attach your XRP
3. Create your cards

Create unlimited virtual debit cards

4. Enjoy & Spend

Spend anywhere that takes Visa or Mastercard

Features & benefits

What Makes the Ripple Debit Card Unique?

  • Instant Transactions:
    Harnessing Ripple’s blockchain, our card processes payments almost instantly, eliminating delays associated with traditional banking.
  • Global Usability:
    Accepted anywhere debit cards are welcomed, from your local café to international online stores.
  • Seamless Conversion:
    Forget the hassle of manually converting cryptocurrency. The Ripple Debit Card automatically converts your XRP into fiat currency at the moment of purchase.
  • Low Fees:
    Enjoy some of the lowest transaction fees in the industry, keeping your spending efficient and cost-effective.
  • Advanced Security:
    Blockchain technology provides a transparent and secure platform, ensuring your funds and transactions remain protected.

Plus peace of mind that your money is safe and secure, with our 100% Security Guarantee.

How to apply

Why Ripple?

Ripple’s blockchain is renowned for its speed, scalability, and low environmental impact. By leveraging this technology, we’ve created a payment solution that not only meets today’s financial needs but also paves the way for tomorrow’s innovations. With transaction speeds measured in seconds and fees that are a fraction of traditional payment systems, Ripple is the ideal foundation for our debit card offering.

open your checking account

Join the Revolution

The Ripple Debit Card isn’t just a payment solution; it’s a movement towards a more connected and efficient financial world. By integrating cryptocurrency into your everyday life, you’re not just spending—you’re shaping the future.

Get Your Ripple Debit Card Today and take the first step in revolutionising how you interact with money.

  • No monthly maintenance fee, no minimum balance
  • Paper checks and every digital feature
  • $0 Maintenance Fee
  • No Interest Bearing
  • Interest bearing
  • Discounts on checks
  • Waivable Monthly Maintenance Fee
  • No Fee ATMs
  • $18 Maintenance Fee
  • Yes Interest Bearing
  • Relationship rates and discounts
  • Automatic daily sweeps to savings
  • Premium management and investing services
  • Financial management and our best standard rate
  • $25 Maintenance Fee
  • Yes Interest Bearing

preferred rewards

Here's what you'll get with each account setting

Our $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.

Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank.

You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.

Lock a missing card quickly and easily to prevent unauthorized use. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.

Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill.

Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.

You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.

Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.

Useful information

Frequently asked questions

Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here

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Ready to get started?